Health Care & Medical

Push the high divorce rate northeast low birth rate drinking three reasons caused by four major caus 湖南师大附小

The ideal number of children of average high divorce rate four roots caused by northeast fertility reproductive population is low in the south area of central China [Wang Ling 2.08 northeast low birth rate drinking three causes four roots, southwest, East China and North China region in 1.94~1.95, while the Northeast fertility desire is only 1.76. The total fertility rate of the three provinces in Northeast China ranked the lowest in the country, only slightly higher than in Beijing and Shanghai; in the survey of fertility desire, the northeast had the lowest fertility desire, and the most reluctant to have a second child. Such a birth reality, directly led to the Northeast population structure more prominent of the elderly, less birthrate, and thus affect the economic development. What are the reasons why the northeast people are unwilling to have children? First Financial Daily reporters through field visits and interviews with population research scholars, from birth policy, urbanization, parenting costs, awareness of the four aspects of the clan interpretation. The pressure of fertility policy is first to see how low the fertility rate is in the northeast. According to the sixth national census in 2010, the fertility rates in Liaoning, Heilongjiang and Jilin provinces were second only to those in Beijing and Shanghai, and the number was three to five, with a total fertility rate of 0.74, 0.75, and 0.76, respectively. According to the social Blue Book: analysis and prediction of China’s social situation in 2016, the average ideal number of children of childbearing age in central and southern China is 2.08, southwest, East China and North China are 1.94~1.95, while the northeast region’s fertility desire is only 1.76. At the Peking University Population Research Institute Professor Mu Guangzong, one of the important reasons for the northeast low fertility desire is the Northeast industrialization early, planned economy than the major, family planning efforts, resulting in the micro fertility behavior of nationalization, consistency and regulation. As the eldest son of the Republic, the industrialization of the northeast is earlier and higher than that of other parts of the country. Large state-owned enterprises all over the northeast provinces provide an enviable iron rice bowl for the northeast people, and bring more strict birth control. 58 year old Harbin taxi driver Zhu told the "First Financial Daily", when the state owned enterprises work income, welfare, and very face, very few people will be willing to bounce back and lost the "iron rice bowl"". "Over the years, my colleagues, relatives, friends, there is no birth.". Get out of bed and get unemployed. Who dares?" Lao Zhu said. In addition, the higher level of urbanization is another important factor to depress the fertility rate. According to the study, the fertility rate is inversely proportional to the urban rate, and the higher the urban rate is, the lower the fertility rate is. According to statistics, in 1975 the national urbanization rate is only 17%, while the Northeast has reached 35%; in 1990, the national urbanization rate is only 26%, the northeast is 48%; in 2010, the national urbanization is 50%, while the Northeast has reached 58%. Demographers Guo Zhigang, Wang Feng and Cai Yong put forward in the book "low fertility rate and population sustainable development" in China. Under the current household registration system and management system, different populations show strong selectivity in the process of urbanization. The current population urbanization is the fastest of the young rural

四大根源致东北生育率低下 饮酒等三原因推高离婚率   四大根源致东北生育率低下   王羚   [华中南地区育龄人群的平均理想子女数为2.08个,西南区、华东区和华北区都在1.94~1.95个,而东北地区的生育意愿仅为1.76个。]   东北三省总和生育率排名在全国排倒数,仅略高于北京和上海;在生育意愿调查中,东北人生育意愿全国最低,而且是最不愿意生二胎的。这样的生育现实,直接导致了东北人口结构更加突出的高龄少子化,并进而影响到经济的发展。   究竟是哪些原因导致东北人不愿意生孩子?《第一财经日报》记者经过实地走访和采访人口研究学者,从生育政策、城镇化、养育成本、宗族意识四方面进行解读。   生育政策的压力   先来看看东北的生育率有多低。据2010年第六次全国人口普查结果,辽宁、黑龙江、吉林三省的生育率仅次于北京市、上海市,列倒数三到五名,总和生育率分别仅为0.74、0.75、0.76。   根据《社会蓝皮书:2016年中国社会形势分析与预测》,华中南地区育龄人群的平均理想子女数为2.08个,西南区、华东区和华北区都在1.94~1.95个,而东北地区的生育意愿仅为1.76个。   在北京大学人口研究所教授穆光宗看来,东北人生育意愿低下的重要原因之一是东北工业化早、计划经济比重大、计划生育推行力度大,从而导致微观生育行为国家化、一致化和管制化。   作为“共和国的长子”,东北工业化比全国其他地方早、程度高。遍布东北三省的大型国企,给东北人提供了令人羡慕的铁饭碗,也带来更加严格的生育管制。   58岁的哈尔滨出租车司机老朱告诉《第一财经日报》,当年在国企工作收入高、福利好,很有面子,鲜少有人会愿意为超生而丢了“铁饭碗”。“这么多年,我的同事、亲戚、朋友里,没有一个超生的。超生就得失业,谁敢?”老朱说。   另外,城镇化水平较高是压低生育率的另一个重要因素。根据研究,生育率往往与城镇率水平呈反比,城镇率越高,生育率就越低。据统计,1975年全国的城镇化率只有17%,而东北已经达到35%;1990年全国城镇化率只有26%,东北为48%;2010年全国城镇化为50%,而东北已经达到58%。   人口学者郭志刚、王丰、蔡泳等在《中国的低生育率与人口可持续发展》一书中提出,在现行户籍制度及管理体制下,不同的人口在城镇化进程中表现出很强的选择性。当前人口城镇化速度最快的是农村青壮年人口,农业户籍的流动妇女不仅生育第一个孩子的年龄推迟,生育率也明显低于非流动妇女。   这可以部分解释为什么东北人口的生育率随着城镇率的提高而明显下降,也跟《第一财经日报》所做的实地调研相符合。   问题:生不起和不想生   压低东北人生育意愿的第三个因素,则是相对收入水平来说较高的养育成本。   “养不起”的问题在全国普遍存在,就东北而言,还存在一些特别因素。尽管城镇化水平较高,但东北的经济不算发达,尤其是近年来东北经济整体疲软,经济增速下行明显,在全国各省份居于后列。   东北整体的工资水平不高。根据智联招聘的在线监测数据,2016年春季全国32个城市的岗位招聘平均薪酬中,长春位列倒数第一,其次是沈阳、哈尔滨。   小陈是哈尔滨市80后独生子,他告诉《第一财经日报》,全面二孩政策放开后,他明白应该再要一个孩子,但实在不敢要,因为养不起。“过去养四五个,也就是添张嘴添双筷子,现在却养不了两个。如今时代变了,养个孩子太贵,尿不湿、奶粉不说,一上学,又是补课费又是课外班。”小陈说。   东北人生育意愿不高的第四个原因是传统生育文化传承较差。“闯关东”使东北成为“移民社会”,东北人整体宗族意识淡薄。相比南方和中西部地区,东北地区重男轻女、养儿防老的观念不强。尤其是80、90后人群,普遍结婚更晚,生育意愿更低。   有调查显示,东北人最不想要二胎。2014年底,吉林省87000余对符合单独二孩政策的夫妇中,仅有6225对提出再生育申请,占7%左右。   针对东北地区离婚状况的社会学研究则表明,城镇化、饮酒和低生育率三者共同推高了东北地区的离婚率,反之又进一步压低生育意愿和生育率。   穆光宗认为,要振兴东北经济,最关键是要重建已被破坏的人口生态。重建东北人口生态任重道远,要重建人口和生育的价值,跳出超低生育率陷阱,重建生育的文化和环境,倡导2~3个孩子的合适之家,调整生育政策,鼓励和奖励生育。同时,要打造聚集人才、人尽其才的包容性经济环境,为东北经济振兴提供持续动力。 进入【新浪财经股吧】讨论相关的主题文章:

especially points out that should be more comprehensive understanding of &quot 阿米巴菌

Ren Zeping: to maintain a moderately loose monetary environment Sina Level2:A shares of sina finance client speed Kanpan: the most profitable investors in Securities Times net (02) on 07 February 6th, the Spring Festival last working day before the scheduled release of the fourth quarter of 2015, the central bank monetary policy report. King Ren Zeping, the macro solution transport highlights the assessment that monetary conditions to maintain a moderately loose monetary policy, continue to maintain a strong position. The central bank stressed that through supply reform to release the effective demand, the government should cooperate with the supply side structural reform. The importance of macro Prudential policy framework, which may play an important role in the future central bank policy framework and even the entire financial regulatory policy framework. We maintain economic L, reform of political economy is to adjust the second wave of ice breaking, the stock market short-term structural opportunities after the completion of Interim Judgment to recuperate. Monetary environment remains moderately loose and monetary policy continues to maintain a healthy position. Since the fourth quarter of 2015, the central bank has paid more attention to play the role of new monetary policy tools from two aspects of volume and price. For example, in terms of quantity, the medium-term lending convenience operation (MLF) in the four quarter is 305 billion 800 million yuan, and in terms of price, the 6 month MLF interest rate will be reduced by 10 basis points to 3.25% in November. Overall, at the end of 12, the growth rate of M2 balance increased by 0.2 percentage points to 13.3% compared with the previous quarter, and the loan interest rate of financial institutions in December decreased by 43bp to 5.27% compared with the previous quarter, and the monetary environment remained moderately relaxed. The central bank says it will continue to implement a prudent monetary policy in the next phase. The central bank stressed that through supply reform to release the effective demand, the government should cooperate with the supply side structural reform. The ad hoc column discusses the relationship between the supply side and demand management structural reform, promote structural adjustment and reform that is to enhance the economic endogenous growth, keep the economy stable and healthy operation of the key, if excessive rely on stimulating demand and infrastructure and real estate investment will further push up the debt and leverage, which means the goods to meet the supply of government the main side of structural reform. At the same time, the central bank intends to guide the market to reduce the policy is expected to stimulate demand, especially points out that should be more comprehensive understanding of "total demand management", stressed that in addition to the traditional fiscal policy and monetary policy, released by promoting decentralization and encouraging competition and supply reform effective demand. The importance of macro Prudential policy framework highlights. China is one of the countries which implemented the macro Prudential policy earlier after the financial crisis. In 2011, the central bank began to implement the dynamic adjustment mechanism of the differential reserve, which is a macro Prudential policy tool. Recently, the central bank from two aspects to further improve the macro Prudential policy framework is to "upgrade", since 2016 will be the difference between the reserve dynamic adjustment mechanism "upgrade" for the macro Prudential assessment system (MPA); the two is the external extension, foreign exchange liquidity and cross-border capital flows into the macro Prudential Management category, which indicates that the maintenance of financial stability (including internal and external) weights in the central bank objective function rise. Combined with the publication of "the central bank Xiongwen Secretary to the day before the goods as the core to promote macro Prudential Financial Regulatory Reform", visible in the future central bank macro Prudential policy framework and the financial supervision theory

任泽平:货币环境保持适度宽松 新浪财经Level2:A股极速看盘 新浪财经客户端:最赚钱的投资者都在用   证券时报网()02月07日讯   2月6日,春节前最后一个工作日,央行如期发布2015年第四季度货币政策执行报告。国君宏观任泽平、解运亮点评称,货币环境保持适度宽松,货币政策继续维持稳健定位。央行强调通过供给改革释放有效需求,货政以配合供给侧结构性改革为主。宏观审慎政策框架重要性凸显,可能在未来央行政策框架乃至整个金融监管政策框架中占据重要地位。我们维持经济L型、改革是政治经济学待破冰、股市短期第二波调整完成后结构性机会中期休养生息判断。   货币环境保持适度宽松,货币政策继续维持稳健定位。2015年第四季度以来,央行更加注重从量价两方面发挥新型货币政策工具作用,如在数量方面四季度开展中期借贷便利操作(MLF)3058亿元,在价格方面11月将6个月MLF利率下调10个基点至3.25%。总体看,12月末M2余额同比增速较上季增0.2个百分点至13.3%,12月金融机构贷款利率较上季降43bp至5.27%,货币环境保持适度宽松。央行表示下一阶段继续实施稳健货币政策。   央行强调通过供给改革释放有效需求,货政以配合供给侧结构性改革为主。央行特设专栏讨论了供给侧结构性改革与总需求管理的关系,认为推进结构性调整和改革是增强经济内生增长动力、保持经济平稳健康运行的关键,若过度依靠刺激需求以及基建和房地产投资会进一步推升债务和杠杆水平,意指货政以配合供给侧结构性改革为主。同时,央行有意引导市场降低对刺激需求政策的预期,特别指出应更全面理解“总需求管理”的内涵,强调在传统的财政政策和货币政策之外,通过推进简政放权、鼓励竞争等供给改革来释放有效需求。   宏观审慎政策框架重要性凸显。我国是金融危机后较早实施宏观审慎政策的国家之一,2011年央行开始实施的差别准备金动态调整机制即属于宏观审慎政策工具。央行近来从两个方面进一步完善了宏观审慎政策框架,一是对内“升级”,自2016年起将差别准备金动态调整机制“升级”为宏观审慎评估体系(MPA);二是对外延伸,将外汇流动性和跨境资金流动纳入宏观审慎管理范畴,这表明维护金融稳定(包括对内对外)在央行目标函数中的权重上升。再结合央行货政司司长日前发表的雄文《以宏观审慎为核心推进金融监管改革》,可见宏观审慎在未来央行政策框架乃至整个金融监管政策框架中可能都将占据重要地位。   12月以来,全球经历了一个货币政策转向担忧和央行重回宽松的过程。先是欧央行宽松低于预期,美联储加息,和中国降准预期未兑现。随后对宽松政策转向担忧导致全球市场暴跌,避险资产获青睐。接着欧日美央行相继登场,释放宽松信号,风险偏好修复,股市大宗等市场反弹。一系列转变背后原因是,全球经济的脆弱性、对货币政策的严重依赖和供给侧改革的缺位。货币政策短多长空且边际效应递减,会固化经济结构延缓出清,供给侧改革短空长多,短期虽有阵痛,但长期增长空间被打开。随着财政刺激、货币放水和人民币贬值的政策应对被证伪,公共政策取向终于走到了供给侧改革,历史留给我们的时间窗口可能已经不多了,我们准备好勇气、决断及相关的政治经济学环境条件了吗?   (证券时报网快讯中心) 进入【新浪财经股吧】讨论相关的主题文章:

hereinafter referred to as PICC 集体换伴

A free insurance is not approved victory precision diving medical insurance Mengsui cross-border each reporter Ceng Jian "the world is a for profit." It is most appropriate to describe the capital trend of listed companies with this statement. In 2015, dozens of listed companies flocked to insurance companies, lured by the lucrative profits of the insurance industry. Before this wave of investment insurance companies, victory precision (002426, closing price of 19.09 yuan), diving medical (002223, closing price of 27.68 yuan), as early as 2014 in the planning to participate in the establishment of property insurance companies. However, confined by their partners and financial strength, the two regret has been shot dead on the beach before the". According to the information issued by the China Insurance Regulatory Commission website yesterday (), the China Insurance Regulatory Commission (CIRC) decided that it would not be permitted to establish the property insurance company (hereinafter referred to as PICC), which was established by the China Insurance Regulatory Commission (CIRC) website yesterday (February 25th). According to the CIRC, the insurance department sponsors Chang mainly include Suzhou hi tech venture investment group, Suzhou and Suzhou city of science and technology, investment, Sufa technology, victory precision, Suzhou Jin Yan investment, Suzhou and Suzhou Xuguang polymer Yuyue medical technology. In the sponsor, the reporter found two listed companies figure, one for victory precision, and the second for diving medical (Suzhou diving medical technology is a wholly-owned subsidiary). Recalling the announcement of the victory precision history, in 2014 August, the company announced that it intends to invest 50 million yuan to participate in the establishment of a national property insurance company. The insurance company intends to register capital of 500 million yuan. At that time, the listed company plans to promote the company’s strategic layout in the field of Internet finance. However, there has been no new progress since then, until the China Insurance Regulatory Commission rejected the establishment of the property insurance. According to the situation disclosed by the CIRC, the reason is that the sponsor’s capital strength is not strong enough. CIRC said insurance industry will be positioned as Kechang science and technology insurance, but from the business development plan and other materials, have demonstrated the formation of viable business model system, not on the technology insurance category to make a clear definition about business and profit index is not accurate. At the same time, by the end of 2013, the difference between the main sponsor of Suzhou high tech venture capital group net assets and foreign long-term equity investment can not cover the amount of capital, does not meet the "management measures" Fifteenth "equity insurance company has strong financial strength" requirements. In addition, the main sponsor of Suzhou hi tech venture capital group in 2011 lost its parent company, Suzhou diving medical technology loss in 2013, as of the end of 2013 retained earnings is negative, does not comply with the relevant provisions. "Daily economic news" reporter noted that since 2015, branch property insurance is the third was not set up insurance companies. Prior to this, China Insurance Regulatory Commission rejected the establishment of property insurance and Tianlun life insurance in 2015 January. Considering the reasons for the failure of the three companies, the strength of the shareholders seems to be a very important factor in the audit of the circ. Listed companies competing cross-border insurance, according to "Beijing business daily" statistics, self discussion

科畅财险未获批 胜利精密鱼跃医疗跨界保险梦碎   ◎每经记者 曾剑   “天下熙熙皆为利来。”用这话来形容上市公司的资本动向最是贴切。在2015年,受保险行业丰厚的利润诱惑,数十家上市公司蜂拥参投保险公司。而在这股参投保险公司浪潮之前,胜利精密(002426,收盘价19.09元)、鱼跃医疗(002223,收盘价27.68元)早在2014年便在筹划参与设立财产保险公司。   然而,受制于自身以及合作伙伴的资金实力,二者遗憾地成为了被拍死在沙滩上的“前浪”。    资金实力成设立障碍    据中国保监会网站昨日(2月25日)发布的消息,经保监会研究,决定不予许可科畅财产保险股份有限公司(以下简称科畅财险)筹建。根据保监会披露,科畅财险的发起人主要包括苏州高新创业投资集团,苏州正和投资,苏州科技城,中核苏阀科技,胜利精密,苏州金堰投资,苏州旭光聚合物以及苏州鱼跃医疗科技。   在发起人中,记者发现了两家上市公司的身影,其一为胜利精密,其二为鱼跃医疗(苏州鱼跃医疗科技为其全资子公司)。回顾胜利精密历史公告,在2014年8月份,公司曾公告称,拟出资5000万元参与设立全国性财产保险公司。该保险公司拟注册资本5亿元。当时,上市公司计划借此推进公司在互联网金融领域的战略布局。不过,事情此后便一直没有新的进展,直到此番保监会否决了科畅财险的设立。   根据保监会披露的情况来看,科畅财险被否的原因主要在于其发起人资金实力不够强大。   保监会表示,科畅财险将主业定位为科技保险,但从经营发展规划等材料看,没有论证形成系统可行的商业模式,未对科技保险的范畴作出较清晰界定,有关业务和盈利指标测算不准确。同时,截至2013年末,主要发起人苏州高新创业投资集团净资产与对外长期股权投资的差额无法覆盖本次出资额,不符合《保险公司股权管理办法》第十五条“具有较强的资金实力”的要求。此外,主要发起人苏州高新创业投资集团2011年母公司亏损,苏州鱼跃医疗科技2013年亏损,截至2013年末留存收益为负,不符合相关规定。   《每日经济新闻》记者注意到,科畅财险是自2015年以来第三家被否的拟设立保险企业。此前,保监会于2015年1月份否决了国开财产保险及天伦人寿保险的设立。综合这三家公司的被否原因,股东实力似乎是保监会在审核时十分看重的因素。    上市公司争相跨界保险    根据《北京商报》统计,自去2015年以来已经有140余家企业申请设立险企32家,有超过20家上市公司参与其中。进入2016年后,上市公司布局保险的热潮更是上了一层楼。至今,已有包括苏交科、润和软件、东软集团、乐视网、世茂股份、欧菲光、科陆电子等十多家上市公司宣布参股或新设保险公司。   事实上,之所以保险行业能吸引上市公司前赴后继投入其中,或许源于行业具有极强的盈利前景。   以上市险企2015年的情况为例。根据上市险企公布的2015年业绩快报,中国太保2015年净利润同比增速达到60%;中国人寿由于受到传统险准备金折现率假设变动等精算假设更新的影响,2015年净利润同比增长5%~10%;新华保险尚未披露年度业绩预报,但公司在去年前三季度的净利润同比增长了36.66%。   值得一提的,进入2016年,保险业的业绩持续报喜。保监会公布的保费数据显示,1月份,寿险公司原保费与保户投资款和独立账户新增交费均实现较高增速。1月份保险行业原保险保费收入6376.73亿元,同比增长59.20%。其中,寿险保费增速超过73%,中国人寿、中国太保、中国平安寿险保费增速达到44%、59%和42%。 进入【新浪财经股吧】讨论相关的主题文章:

双双不及预期 徐冬冬15分钟 ed2k

The United States retail dollar gold resolution in September played elegy staged coaster U.S. stock market center: exclusive national industry sector stocks, premarket after hours, ETF, real-time quotes warrant remittance network September 15th News – Thursday (September 15th) New York early, U.S. August retail sales rate and core retail sales data for both poor, PPI data is not expected. The dollar index fell 30 points to 95.06 in the short-term after recover the decline, spot gold surged $6 to $1328.10 after taking most of the rally, U.S. crude oil futures rose $0.30 to $44.04 after taking up. The dollar index fell 30 points to 95.06 in the short-term after recover the decline of spot gold surged $6 to $1328.10 after taking most of its U.S. crude oil futures rose $0.30 to $44.04 after taking in the United States in August data show that retail sales fell 0.3% monthly rate is expected to decline by 0.1%, before the correction was increased by 0.1%, the initial flat in August; core retail sales fell 0.1% monthly rate is expected to rise 0.2%. The U.S. PPI month rate in August was flat with annual rate, both less than expected; in September 10th, the number of unemployed people was 260 thousand in the early week of the United states. Taking into account the weak economic data released since September, it is unlikely that the Federal Reserve will take action in September. August employment growth slowed to 151 thousand, stagnant wage growth; the U.S. August ISM non manufacturing PMI unexpectedly fell to the lowest in February 2010 51.4; August ISM manufacturing PMI fell to 49.40 below the line ups and downs. Fed chairman Renard’s comments on Monday sent the Fed’s interest rate hike in September to Mengyin, and last week, Boston Fed chairman Rosengren’s hawkish influence faded. 20:35 in Beijing, the dollar index was 95.27. Editor in chief: Guo Mingyu SF008

美国零售奏响9月决议哀歌 美元黄金上演过山车 美股行情中心:独家提供全美股行业板块、盘前盘后、ETF、权证实时行情   汇通网9月15日讯——周四(9月15日)纽约盘初,美国8月零售销售月率和核心零售数据双双差劲,PPI数据也不及预期,美元指数短线下挫近30点至95.06后收复跌势,现货黄金急升6美元至1328.10美元后回吐大部分升势,美国原油期货上涨0.30美元至44.04美元后回吐升幅。 美元指数短线下挫近30点至95.06后收复跌势 现货黄金急升6美元至1328.10美元后回吐大部分升势 美国原油期货上涨0.30美元至44.04美元后回吐升幅   数据显示,美国8月零售销售月率下降0.3%,预期下降0.1%,前值修正为上升0.1%,初值持平;8月核心零售销售月率下降0.1%,预期上升0.2%。   美国8月PPI月率和年率持平,双双不及预期;美国9月10日当周初请失业金人数为26万人。   考虑到9月以来公布的美国经济数据疲软,美联储若想在9月采取行动已经不太可能。8月就业增幅放缓至15.10万人,薪资增长停滞;美国8月ISM非制造业PMI意外降至2010年2月来最低51.4;8月ISM制造业PMI降至荣枯线下方至49.40。   美联储理事布雷纳德周一鸽派言论令美联储9月加息前景蒙阴,上周波士顿联储主席罗森格伦鹰派的言论影响逐步褪去。   北京时间20:35,美元指数报95.27。 责任编辑:郭明煜 SF008相关的主题文章: